Printable Budget Worksheet

Month: ________________

MONTHLY INCOME Pay Date Expected Amount Actual Amount Note
Source:        
Source:        
Income subtotal        
MONTHLY EXPENSES Due Date Budgeted Amount Actual Amount % of Income
Savings        
Emergency Fund          
Education        
Retirement        
Debts
       
Credit card 1        
Credit card 2        
Credit card 3        
Credit card 4        
Credit card 5        
Student Loan
       
Student Loan 2        
Housing        
Mortgage        
Rent        
Property taxes
       
Homeowner’s Insurance
       
Other        
Utilities        
Gas        
Electricity        
Water        
Landline phone        
Trash/Sewer        
Cell phone 1
       
Cell phone 2
       
Cable        
Internet        
Other        
Food        
Grocery        
Dining        
Transportation        
Vehicle payment 1        
Vehicle payment 2        
Oil changes        
Gas        
Repairs        
Car Insurance
       
License        
Registration        
Parking        
Clothing/Beauty        
Adult        
Adult        
Child        
Child        
Dry cleaning        
Laundry        
Toiletries
       
Cosmetics
       
Haircuts        
Hair care        
Health/Medical        
Disability Insurance
       
Health Insurance
       
Doctor Bills
       
Dentist        
Braces        
Eye doctor        
Glasses/contacts        
Prescriptions        
Fitness/gym        
Children        
Day Care
       
Babysitting        
Sports/Activity dues        
Sports/Activity supplies        
Summer camp        
School tuition
       
School supplies
       
Adult expenses        
Child Support
       
Alimony        
Subscriptions        
Club dues        
Donations        
Gifts
       
Life Insurance
       
Miscellaneous        
Recreation        
Entertainment          
Activities
       
Vacation         
Total expenses and investments        
Surplus or shortage (Income - total expenses)        

To learn more about using this Budget Worksheet, read Starting and Sticking to a Budget. If you prefer to track your spending online, you can create a Monthly Budget.